Emergency Quick Loan - Frequent Questions
What is a Emergency Quick Loan?
A Emergency Quick Loan is an unsecured, short-term cash advance offered until your next payday. You can use a Emergency Quick Loan to cover unexpected expenses while avoiding bounced-check fees and late payment penalties.
Who qualifies for a Emergency Quick Loan?
To qualify for a Emergency Quick Loan? you only need to meet the following simple requirements:
- Receive regular income
- Make at least $800 a month
- Have a checking account in good standing with direct deposit facility
Is my Emergency Quick Loan transaction kept confidential?
Absolutely. At Emergency Quick Loan we respect our customers’ desire for privacy in managing their financial matters. We keep all Emergency Quick Loan transactions totally confidential, and your personal information will be treated with the utmost security and privacy. When you apply for a Emergency Quick Loan, all information is transmitted using 128 bit Secure Socket Layer (SSL) encryption technology.
Will poor credit hurt my prospect of getting a Emergency Quick Loan?
At Emergency Quick Loan we do not perform credit checks on our Emergency Quick Loan applicants.
How is my Emergency Quick Loan amount determined?
You qualify for a particular Emergency Quick Loan amount based on your income. The law of the state in which you reside generally regulates the maximum Emergency Quick Loan amount available.
When do I have to pay back my Emergency Quick Loan?
There is no set period to repay your Emergency Quick Loan, but it is recommended that you consider the payment terms on your loan carefully. At Emergency Quick Loan we have fees associated with all loans which can increase if you do not pay within the initially agreed-upon timeframe.
Can I roll over my Emergency Quick Loan by just paying the fee again?
That depends on the law in your state. Some state laws allow rollovers of Emergency Quick Loan, while most do not.
Will I face criminal prosecution if my account becomes past due?
No. As a result of a customer’s check being returned unpaid, we do not pursue criminal actions. We are committed to collecting past due accounts in a lawful manner. We may charge a returned check charge if permitted by applicable law. You will be responsible for full payment of your account, including the returned check charge. We may seek civil remedies.
Do I need a collateral to receive a Emergency Quick Loan?
There is noo need to have any collateral in the traditional sense to get approved for a Emergency Quick Loan. Your job and your paycheck serve as your collateral.
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